Crashhhh

karamello · 09-02-2008, 02:06 AM

Ok, so i dont think im having much luck lately..

I was backing into my cousins driveway this afternoon when his neighbour decides that we wants to reverse out of his driveway at the same time...WITHOUT LOOKING

our cars end up at a 'T' with his back bumper into my front drivers side guard..

since i was already late to where i needed to go, i told him that i will get all the details i need when i get back...i know the guy so its not like hes gonna try and avoid me or anything. by the time i got back to my cousins house it was just before 12 and i thought it may be too late..but he comes home at the same time

he told me he will get everything we need for the whole insurance thing blah blah. im not all that worried because my car needed a bit of a touchup and his car is an r33 skyline.

question is, i never done the insurance thing before and wanted to know how it all works. now i dont have insurance but i know that his insurance will cover my damage coz its his fault. but what happens next? does his insurance company contact me and tell me where to take my car to get it repaired or do i have to go and get a quote and give it to him?

any help guys coz im clueless on this matter

oiisxc · 09-02-2008, 12:19 PM

well i had an accident bout this time last year and its not a happy time, but i had insurance and so did the other guy but it was the other guys fault we exchanged deatails and i rang up my insurance stright away told them everything and gave them the blokes details also,

then my insurance rang up the bloke and got his side of the story to see who was at fault,
i was in the clear after all that then i didnt have to pay for anything no excess or nothing which was a good thing cause i was 19 at the time would of costed me a **** load.

Then i took the car to my insurance centre where they examined the car's damage and then got too choose my own smash repairer, and just took the car there and just let them do the rest, at the time i had my commodore,

im not 100% sure on this but i think you have to insurance too other wise they dont fix your car even if its not your fault,

wonder if anyone else here can give you a clearer answer cause im not 100% sure,

mill_mobile · 09-02-2008, 12:48 PM

Quote:

Originally Posted by oiisxc

im not 100% sure on this but i think you have to insurance too other wise they dont fix your car even if its not your fault,

wonder if anyone else here can give you a clearer answer cause im not 100% sure,

If its not your fault, and you dont have insurance, and the person in fault does then your car will be fixed under their policy.

karamello · 09-02-2008, 12:51 PM

thats what i thought...u gave me a bit of a scare oiisxc

oiisxc · 09-02-2008, 01:38 PM

sorry but i just fought u needed it cause insurance gotta speak to the guy who's fault it was i guess there is other ways around it also,

mill_mobile · 09-02-2008, 01:53 PM

Quote:

Originally Posted by oiisxc

sorry but i just fought u needed it cause insurance gotta speak to the guy who's fault it was i guess there is other ways around it also,

Nah, if they tell their insurance that its their fault then thats enough... they just go get their quotes and that then get the work done.

bourbon · 09-02-2008, 06:18 PM

if its not your fault the other person has to sort it out...his insurance company will tell you what to doo...

mrpayner · 10-02-2008, 08:24 AM

not necessarily.. a lady nudged me from behind one day in the astina, i made the call to my insurance explaining what happened. I didn't have to pay a cent and they did the rest.. All they said to me was take it to your preferred repairer and give us the quote.

Just be careful though, if the other guy wants to take care of it all, he might be passing the blame onto you and he'll get away with it scott free..

Something to consider!

Cincinnatus · 10-02-2008, 10:01 AM

you need to get all his details, including whom her is insured with, a statement signed by him admiting responsibility will def help. Contact his insurer and explain to them what happened, they'll ask u to fax them copies of all pertinent documents, they'll outline what they need, and they'll instruct u what to do from then on.

Seeing as u don't have insurance, you'll be doing a bit of leg work.

karamello · 10-02-2008, 01:39 PM

i dont think he will get away scott free coz i have my whole extended family as witnesses..

thanks cinncinatus..great advice

skippy · 12-02-2008, 12:38 PM

I'd just ask to speak to his insurer after he has spoken to them, maybe see if you can speak to the same person.

only real concern would be him saying its you fault but if it 100% is his fault and he knows that I doubt he is going to try and screw over his neighbours mates.

MrShadow · 12-02-2008, 07:37 PM

Heh, timely advise. I just ran up the arse of someone today... Not frickin happy jan! Luckily it was mostly cosmetic though her boot now won't release sometimes. Still, I get a new front bar with no dried up dead bugs on it and no points of my NCB. That's gotta be a bonus!

09-02-2008, 02:06 AM	#1
karamello Senior Member Join Date: Jan 2007 Location: Brisbane, Queensland Car: Mazda 323 Astina BG Posts: 658 View Photos By: karamello	Crashhhh Ok, so i dont think im having much luck lately.. I was backing into my cousins driveway this afternoon when his neighbour decides that we wants to reverse out of his driveway at the same time...WITHOUT LOOKING our cars end up at a 'T' with his back bumper into my front drivers side guard.. since i was already late to where i needed to go, i told him that i will get all the details i need when i get back...i know the guy so its not like hes gonna try and avoid me or anything. by the time i got back to my cousins house it was just before 12 and i thought it may be too late..but he comes home at the same time he told me he will get everything we need for the whole insurance thing blah blah. im not all that worried because my car needed a bit of a touchup and his car is an r33 skyline. question is, i never done the insurance thing before and wanted to know how it all works. now i dont have insurance but i know that his insurance will cover my damage coz its his fault. but what happens next? does his insurance company contact me and tell me where to take my car to get it repaired or do i have to go and get a quote and give it to him? any help guys coz im clueless on this matter __________________ Readers Ride: http://www.astinagt.com/forums/vbpic...?do=view&g=556

09-02-2008, 12:51 PM	#4
karamello Senior Member Join Date: Jan 2007 Location: Brisbane, Queensland Car: Mazda 323 Astina BG Posts: 658 View Photos By: karamello	thats what i thought...u gave me a bit of a scare oiisxc __________________ Readers Ride: http://www.astinagt.com/forums/vbpic...?do=view&g=556

09-02-2008, 06:18 PM	#7
bourbon The Hairy Mod Join Date: Sep 2005 Location: southside ya'll and North Side, Brissy Car: MINI Cooper S 2003 Posts: 8,110	if its not your fault the other person has to sort it out...his insurance company will tell you what to doo... __________________ For All your crash repair panels & lights, clear lights contact us at PANEL HOUSE 45 RANDALL ST SLACKS CREEK QLD 4127 PHONE : 07 3808 8737 FAX : 07 3808 8735

10-02-2008, 08:24 AM	#8
mrpayner Senior Member Join Date: Mar 2002 Location: -37.561609, 143.854814 Car: 2013 Mazda 6 GT Sedan - Soul Red Posts: 3,517 View Photos By: mrpayner	not necessarily.. a lady nudged me from behind one day in the astina, i made the call to my insurance explaining what happened. I didn't have to pay a cent and they did the rest.. All they said to me was take it to your preferred repairer and give us the quote. Just be careful though, if the other guy wants to take care of it all, he might be passing the blame onto you and he'll get away with it scott free.. Something to consider! __________________ 2013 Mazda6 Diesel GT ------------------------------------------------------------------------------------------------------------------------------[Formerly] 2004 Mazda6 Luxury Sport

10-02-2008, 10:01 AM	#9
Cincinnatus Nate Dog Join Date: Feb 2006 Location: Sydney Car: Dah! Posts: 539 View Photos By: Cincinnatus	you need to get all his details, including whom her is insured with, a statement signed by him admiting responsibility will def help. Contact his insurer and explain to them what happened, they'll ask u to fax them copies of all pertinent documents, they'll outline what they need, and they'll instruct u what to do from then on. Seeing as u don't have insurance, you'll be doing a bit of leg work. __________________ "and history shall tremble at the name, Sydney Applebaum!!!" "love between two people is a wonderfull thing, between three it's fantastic"

09-02-2008, 12:19 PM	#2
oiisxc Junior Member Join Date: Feb 2008 Location: Sydney Car: 323 Astina Posts: 43 View Photos By: oiisxc	well i had an accident bout this time last year and its not a happy time, but i had insurance and so did the other guy but it was the other guys fault we exchanged deatails and i rang up my insurance stright away told them everything and gave them the blokes details also, then my insurance rang up the bloke and got his side of the story to see who was at fault, i was in the clear after all that then i didnt have to pay for anything no excess or nothing which was a good thing cause i was 19 at the time would of costed me a **** load. Then i took the car to my insurance centre where they examined the car's damage and then got too choose my own smash repairer, and just took the car there and just let them do the rest, at the time i had my commodore, im not 100% sure on this but i think you have to insurance too other wise they dont fix your car even if its not your fault, wonder if anyone else here can give you a clearer answer cause im not 100% sure,

09-02-2008, 01:38 PM	#5
oiisxc Junior Member Join Date: Feb 2008 Location: Sydney Car: 323 Astina Posts: 43 View Photos By: oiisxc	sorry but i just fought u needed it cause insurance gotta speak to the guy who's fault it was i guess there is other ways around it also,

10-02-2008, 01:39 PM	#10
karamello Senior Member Join Date: Jan 2007 Location: Brisbane, Queensland Car: Mazda 323 Astina BG Posts: 658 View Photos By: karamello	i dont think he will get away scott free coz i have my whole extended family as witnesses.. thanks cinncinatus..great advice __________________ Readers Ride: http://www.astinagt.com/forums/vbpic...?do=view&g=556

12-02-2008, 12:38 PM	#11
skippy Resident Dissident Join Date: Sep 2004 Location: Ole Sydney Town Car: Alfa 156 TS Posts: 1,197 View Photos By: skippy	I'd just ask to speak to his insurer after he has spoken to them, maybe see if you can speak to the same person. only real concern would be him saying its you fault but if it 100% is his fault and he knows that I doubt he is going to try and screw over his neighbours mates.

12-02-2008, 07:37 PM	#12
MrShadow Senior Time-waster Join Date: Sep 2002 Location: Airborne somewhere in Aus... Car: 2005 SP23 Hatch Posts: 1,779 View Photos By: MrShadow	Heh, timely advise. I just ran up the arse of someone today... Not frickin happy jan! Luckily it was mostly cosmetic though her boot now won't release sometimes. Still, I get a new front bar with no dried up dead bugs on it and no points of my NCB. That's gotta be a bonus! __________________ Gimme a caffeine drip and I'll be right.... Confuscias say "man who go to sleep with itchy bottom, wake up with smelly finger"